Jandhan account linked to Aadhaar?
If you have also opened a Jan Dhan Bank account, link your account with Aadhar with Jan Dhan Account from today, otherwise you may lose Rs 1.30 lakh. The account, which is being opened by the government, offers a wide range of facilities to the customers. This bank account is a zero balance savings account. It also has a number of special features, including an overdraft and a Rupee card. Let us tell you how you will lose Rs 1.30 lakh if you do not link to Aadhaar.
This results in a loss of Rs 1.3 lakh
Note that in this account customers are given a debit card in the form of Rs 1 lakh with accident insurance but if you do not link your account with Aadhaar you will not get this benefit.
That means you will directly lose one lakh rupees. In addition to this you get Accidental Death Insurance cover of Rs. 30,000 on this account. This cover is also available only when Aadhaar is linked to the bank account. So you can quickly link your account to Aadhaar.
How to link account with support
You can go to the bank and link the account with Aadhaar. At the bank you have to take a photocopy of Aadhar card, your passbook. Many banks are now also linking the account to Aadhaar via message. State Bank of India customers can go to the message box from their registered mobile number and send UID <SPACE> Aadhaar Number <SPACE> Account Number to 567676. Your bank account will be linked to Aadhaar. Note that if your Aadhaar and the mobile number provided in the bank are different, the link will not be made. You can also link your bank account with Aadhaar from your nearest ATM.
This is how you get the facility to withdraw 5 thousand rupees
Customers get an overdraft facility of Rs 5,000 on Pradhan Mantri Jan Dhan account. You need to have an Aadhaar card to avail the overdraft facility. The PMJDY account should also be linked to the Aadhaar card. Under the scheme, PM Modi’s aim was to open a bank account for each family. Under Jandhan Yojana you can also open an account for children below 10 years of age.
These documents are required to open a Jandhan account
Aadhaar Card or Passport or Driving License or Pen Card, Water Card, NREGA Job Card, Letter issued by the Authority, in which name, address and Aadhaar number are written, Letter issued by the Gazetted Officer with attested photo of account opening affixed.
This work has to be done to open a new account
If you want to open your new Jan Dhan account, you can easily do this by going to the nearest bank. For this you have to fill a form in the bank. It should provide information like name, mobile number, name of bank branch, address of the applicant, nominee, occupation / employment and annual income and number of dependents, SSA code or ward number, village code or town code etc.