Many special schemes are being run by the Central Government for all sections of the country. Today we will tell you about a government scheme in which you will get full 5000 rupees per month, but if you are married you will get double that is full 10,000 rupees. Let me tell you that this money will be credited to your account every month.
Atal Pension Scheme
The name of this scheme is Atal Pension Scheme. In this you are given the facility of pension every month. Under this scheme both husband and wife can earn. Apart from this anyone can take advantage of this scheme of the government. Let us tell you about the tremendous pension scheme of the Central Government-
Anyone can take advantage
The Atal Pension Scheme is a popular scheme of the Modi Government, in which an amount of Rs.1000 to Rs.5000 is given to the citizens every month. If both husband and wife apply for the scheme, they will get a benefit of Rs. 10,000. The Pension Fund Regulatory and Development Authority has stated that both spouses can apply for a pension of up to ₹ 5000 under the scheme.
The premium has to be paid every month
Under this scheme, citizens have to pay a premium every month. If the applicant is 18 years of age, he will have to pay a premium of Rs.210 per month. On the other hand, if the same money is given every three months, then Rs 626 has to be paid and Rs 1,239 has to be paid in six months. Apart from this, to get a pension of Rs.1000 per month, one has to pay only Rs.42 at the age of 18.
Who will get the money if he dies 60 years ago?
If for any reason a citizen dies before the age of 60, the money of this Atal Pension Scheme will be given to the wife of the citizen. If both the husband and the wife die for any reason, the money of this pension will be given to the nominated citizen.
You can invest up to the age of 42
You can invest in it monthly, quarterly and half yearly. You have to invest in this till the age of 42. Your total investment in 42 years is Rs. 1.04 lakh. After 60 years you will get a monthly pension of Rs.5000. Under section 80CCD of income tax, he gets the benefit of tax exemption.
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Where to open an account
You can only open 1 account in member’s name. You can open a bank account in this scheme. The amount of contribution will also be given by the government for the first 5 years.